A 4-point inspection is a specific type of home inspection conducted by insurance companies to assess the condition of four main components of a property.
Examining the electrical service panel, wiring, and any visible components. The inspector will check for proper installation, hazards, and the system’s overall condition.
The plumbing inspection covers the home’s water supply lines, drain lines, and fixtures. The inspector will look for leaks, outdated or faulty plumbing materials, and any signs of water damage.
This component includes the heating, ventilation, and air conditioning. The inspector will check the condition, age, and functionality of the heating and cooling units and the ventilation system.
The roof inspection involves assessing the roof’s age, condition, and overall integrity. Any damage, leaks, or wear and tear will be noted.
Insurance companies typically require a 4-point inspection when providing coverage for older homes or those with outdated systems. The purpose is to determine the potential risks and liabilities associated with these four vital components and assess the insurability of the property.
