Is your insurance provider requesting an inspection before renewing your homeowner’s policy? Signature Home Inspection provides fast and thorough Home Insurance Renewal Inspections across Southern California, including Orange County, Los Angeles County, San Diego County, Riverside County, and San Bernardino County.
This limited inspection focuses on the four major systems most insurance providers require: the roof, electrical, plumbing, and HVAC systems. Our detailed, photo-documented reports are designed to meet insurer requirements and help you maintain coverage, without the cost of a full home inspection.
A home insurance renewal inspection is a targeted evaluation of your home’s core systems, usually required by insurance companies when renewing policies on homes 25 years or older. It helps insurers assess potential risks and verify the home’s condition before continuing coverage.
Roof age, material, and remaining useful life
Visible damage, leaks, or signs of deterioration
Interior ceiling and attic areas checked for moisture or staining
Main panel amperage and condition
Type of wiring (copper, aluminum, etc.)
Signs of exposed or unsafe wiring, scorching, or over-fusing
Presence of central heat and air
System age, condition, and proper drainage
Hazards like portable heaters or unpermitted units
Pipe materials and water heater condition
Evidence of leaks, corrosion, or improper installation
Inspection of key fixtures and shut-off valves
Your insurance company may require supporting photos with the inspection. Our report includes all standard photo documentation, such as:
One photo of each side of the home’s exterior
One photo of each roof slope
Main electrical panel with the cover open and the interior label visible
Plumbing system photos, including:
Water heater (with data plate)
Under-sink plumbing
Any exposed valves or connections
HVAC equipment, including the air handler and condenser
Any visible hazards or deficiencies
These images help your insurer visually confirm the condition of each major system.
Home insurance carriers use this inspection to determine if the home’s key systems pose any risk to the property. If your systems are outdated or show signs of damage, they may require repairs or may not be eligible for renewal.
Homes with modernized, well-maintained systems are often rewarded with continued coverage and competitive premiums.
Provide easy access to electrical panels, attic, water heater, and HVAC equipment
Replace missing or expired smoke and CO detectors
Fix visible issues like dripping faucets or exposed wires
Have records ready for any system replacements or repairs
Signature Home Inspection proudly serves:
Orange County
Los Angeles County
San Diego County
Riverside County
San Bernardino County
With over 20 years of experience, we know exactly what insurance companies expect—and we deliver reports that make the process easy.
✅ Fast turnaround
✅ Clear, insurer-ready documentation
✅ Experienced, licensed inspectors
✅ No upsells or unnecessary services
Don’t risk a lapse in coverage. Our expert inspections provide the peace of mind your insurance provider needs to keep your policy active.
👉 Click here to schedule online
📞 Or call us at 888-860-2688
